- These bank mergers, and the ones already carried out, will lead to the creation of big banks with an enhanced capacity to give credit.
- These big banks would also be able to compete globally.
- Merged banks will increase their operational efficiency by reducing their cost of lending.
- The banks that are being merged with each other run the same or very similar platforms, and so there will be no disruption in their activities.
- The merger also has the potential to lead to large cost reductions due to network overlaps.
An initiative by Avinash Agarwal to provide comprehensive and accurate information, resources, and support for individuals preparing for the UPSC Civil Services Examination.
Saturday, August 31
5 Reasons why PSBs have been merged
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